Compare the debt snowball and debt avalanche methods. See how many months it takes to become debt-free and how much interest you'll pay. Free, private, no login.
Each month, interest is added and every minimum payment is made. Any money left over goes to the target debt: the smallest balance (snowball) or the highest APR (avalanche). Avalanche always costs the least interest. Snowball gives you quick wins that help you stick with it.